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What are Wellness Incentives?

An annual reimbursement for covered members who complete one of the eligible screening procedures on your critical illness, hospital indemnity, and/or cancer insurance plans.

Plan Rules

  • Eligibility: You, spouse and dependents who are covered on the critical illness, hospital indemnity, and/or cancer plans

  • How it works:

         - If you or a covered dependent get one of the eligible screenings, you can file a wellness claim

         - Once approved, you will receive a check for the wellness benefit amount

         - The wellness benefit can be filed annually as long as your critical illness and cancer plans are in force

Contact Campus Benefits for assistance with claims.


Call 1-866-433-7661, option 5


What Qualifies as Wellness?

Critical Illness and Hospital Indemnity - MetLife

Including but not limited to:

• Annual physical exam
• Biopsies for cancer
• Blood test to determine total cholesterol/triglycerides
• Bone marrow testing
• Breast MRI, ultrasound, sonogram
• Cancer antigen 15-3 and 125 blood test for breast cancer
(CA 15-3)/ovarian cancer (CA 125)
• Carcinoembryonic antigen blood test for colon cancer
• Carotid doppler
• Chest x-rays
• Clinical testicular exam
• Colonoscopy; Digital rectal exam (DRE)
• Doppler screening for cancer
• Doppler screening for peripheral vascular disease
• Echocardiogram; Electrocardiogram (EKG)
• Endoscopy
• Fasting blood glucose/plasma test
• Flexible sigmoidoscopy
• Hemoccult stool specimen
• Hemoglobin A1C
• Human papillomavirus (HPV) vaccination
• Lipid panel
• Mammogram
• Oral cancer screening
• Pap smears or thin prep pap test
• Prostate-specific antigen (PSA) test
• Serum cholesterol test to determine LDL or HDL
• Serum protein electrophoresis
• Skin Exam; Skin cancer biopsy; screening
• Stress test on bicycle or treadmill
• Successful completion of smoking cessation program
• Tests for sexually transmitted infections (STIs)
• Thermography
• Two hour post-load plasma glucose test
• Ultrasounds for cancer detection
• Ultrasound screening of the abdominal aorta for
abdominal aortic aneurysms
• Virtual colonoscopy

How to Submit a Claim?

• Call 1-800-GET-MET8. (800-438-6388)

• File your Health Screening Benefit online through the MyBenefits portal at or by mail with a paper claim form.

• Important Note: Must use Madison County School District when registering for a MetLife MyBenefits Account.

Cancer - Guardian 

• Bone marrow testing
• BRCA testing
• Breast ultrasound
• Breast MRI
• CA 15-3 (blood test for breast cancer)
• CA125 (blood test for ovarian cancer)
• CEA (blood test for colon cancer)
• Chest x-ray
• Colonoscopy/Virtual
• Colonoscopy
• CT scans /MRI scans
• Flexible sigmoidoscopy
• Hemoccult stool analysis
• Mammography
• Pap smear /ThinPrep pap test
• PSA (blood test for prostate cancer)
• Serum protein electrophoresis (blood test for
• Testicular ultrasound
• Thermograph

How to Submit a Claim?

• Log on to and select “My Account/Login” to register or access your account.

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