What is Critical Illness Insurance?

A health and wellness plan in which you receive a lump sum cash payment if you are diagnosed with one of the specific illnesses on a predetermined list of critical illnesses.


Plan Rules:

  • Eligibility: Full-time employees working 20 or more hours per week, spouse, & children up to age 26

  •  Coverage through MetLife

  • Must be actively at work on the effective date

  • Elect Critical Illness with or without Cancer Coverage based on your individual needs

  • Attained Age - Rates will increase as you age

  • No health questions- Every Year! (Pre-existing condition will apply for new participants) 

  • The chart below is a sample of covered services. Please see the Plan Certificate on your Employee Benefits Website for a detailed listing of services in their entirety.

Phone: 866-433-7661

Fax: 770-394-0333

The Madison County Schools' Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD). easy.