What is Disability Insurance?

Disability Insurance is a type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

  • Eligibility to all Full-time employees working 20+ hours/week

  • Coverage through Mutual Of Omaha

  • Employee must be actively at work on the effective date

  • No Health Questions - EVERY YEAR! 

  • Employees DO NOT have to exhaust sick leave. Employees can stop sick leave (if available) at the end of the elimination period. The decision must be made at the beginning of leave.

  • Mutual of Omaha Website: www.mutualofomaha.com

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5


Phone: 866-433-7661

Fax: 770-394-0333

The Madison County Schools' Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD). easy.