What is Disability Insurance?

A health and wellness plan designed to provide for periodic payments of benefits when you are unable to work. This coverage is designed to replace a percentage of your gross income on a tax-free basis should illness keep you from earning an income in your occupation.

Plan Rules:

  • Eligibility to all Full-time employees working 20+ hours/week

  • Coverage through Mutual Of Omaha

  • Employee must be actively at work on the effective date

  • No Health Questions - EVERY YEAR! 

  • Employees DO NOT have to exhaust sick leave. Employees can stop sick leave (if available) at the end of the elimination period. The decision must be made at the beginning of leave.



Phone: 866-433-7661

Fax: 770-394-0333

The Madison County Schools' Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD). easy.