PERMANENT LIFE

What is Permanent Life Insurance?

Permanent Life Insurance provides lifelong protection, and the ability to accumulate cash value on a tax-deferred basis. Unlike term insurance, a permanent insurance policy will remain in force for as long as you continue to pay your premiums.

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Plan Rules:

  • Eligibility: All full-time employees working 20 or more hours per week, spouse,  children up to age 26, and grandchildren

  • Coverage through UNUM

  • Must be actively at work on the effective date

  • If electing for the first time outside of the initial enrollment period, health questions will be required

  • Underwriting may be required. Coverage is not guaranteed

  • Keep your coverage at the same cost even if you retire or change employers.

 

Phone: 866-433-7661

Fax: 770-394-0333

The Madison County Schools' Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD). easy.