PERMANENT LIFE

What is Permanent Life Insurance?

Permanent Life Insurance provides lifelong protection, and the ability to accumulate cash value on a tax-deferred basis. Unlike term insurance, a permanent insurance policy will remain in force for as long as you continue to pay your premiums.

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Plan Rules:

• Eligibility: All full-time employees working 20 or more hours per week, spouse,  children up to age 26, and grandchildren

• Coverage through UNUM

• Must be actively at work on the effective date

• If electing for the first time outside of the initial enrollment period, health questions will be required

• Underwriting may be required. Coverage is not guaranteed

• Keep your coverage at the same cost even if you retire or change employers.