What is Permanent Life Insurance?

Coverage that provides lifelong protection, and the ability to maintain a level premium.

Plan Rules:

  • Eligibility: Full-time employees working 20 or more hours per week, spouse & children/grandchildren up to age 26

  • Coverage through UNUM

  • Must be actively at work on the effective date

  • Permanent Life offers the flexibility to meet a variety of personal needs while allowing employees the choice of benefit premium amounts which fit their paycheck and lifestyle

  • Underwriting may be required. Coverage is not guaranteed

  • Keep your coverage, at the same cost, even if you retire or change employers

UNUM Website Link

Contact Campus Benefits for assistance with claims.


Call 1-866-433-7661, option 5


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Phone: 866-433-7661 (Option 5)

Fax: 770-394-0333

The Madison County Schools' Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD). easy.