LONG TERM CARE BENEFIT
What is Long-Term Care?
Long-Term Care (LTC) is the type of care you may need if you could not independently perform the basic activities of daily living: bathing, dressing, using the toilet, transferring from one location to another, continence, eating, or if you have suffered a severe cognitive impairment from a condition such as Alzheimer's disease. Long term care insurance may help you avoid a far more difficult decision: whether to exhaust your savings or liquidate your assets to pay for a period of long term care.
The plan covers, not only you as the employee, but can also cover:
Your children over age 18
Your spouse's parents.
**You may elect coverage on your family members even if you do not elect the coverage for yourself.
Below is some additional information about the plan offered.
Step 1: Go to the UNUM Madison County website
Click on "Calculator" at the top right.
Enter in Age, Duration, Benefit, and Plan to find your premium amount.
Step 2: Complete the appropriate application below.
Step 3: Scan and Upload Applications to Campus Benefits