LONG TERM CARE BENEFIT

What is Long-Term Care? 

Long-Term Care (LTC) is the type of care you may need if you could not independently perform the basic activities of daily living: bathing, dressing, using the toilet, transferring from one location to another, continence, eating, or if you have suffered a severe cognitive impairment from a condition such as Alzheimer's Disease. Long term care insurance may help you avoid a far more difficult decision: whether to exhaust your savings or liquidate your assets to pay for a period of long term care. 

 

The plan covers, not only you as the employee, but can also cover:

  • Your spouse

  • Your children over age 18

  • Your parents

  • Your siblings

  • Your spouse's parents.

  • **You may elect coverage on your family members even if you do not elect the coverage for yourself.

 

Below is some additional information about the plan offered.

 

Enrollment Instructions

Step 1: Go to the UNUM Madison County website

Click on "Calculator" at the top right. 

Enter in Age, Duration, Benefit, and Plan to find your premium amount. 

Step 2: Complete the appropriate application below. 

Employee Application

Spouse Application

Employee & Spouse's Parents' Application

Employee's Siblings' Application

Employee's Children's Application

Step 3: Scan and Upload Applications to Campus Benefits

Secure Upload Link

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

 

Phone: 866-433-7661

Fax: 770-394-0333

The Madison County Schools' Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD). easy.