VOLUNTARY TERM LIFE & AD&D

What is Life & AD&D Insurance?

A financial protection plan which provides a cash benefit to a beneficiary upon the death of the insured. Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will still be met; goals like paying off mortgage, keeping a business running, and paying for college. AD&D coverage is included as a part of life insurance benefits, and will pay out a lump-sum death benefit in the event you or a covered loved one die accidentally or pass away later as the direct result of an accident. This plan also has a dismemberment benefit which provides an additional lump sum payment if an insured becomes dismembered in an accident.

Plan Rules:

  • Eligibility: Full-time employees working 20 or more hours per week, spouse & children up to age 26

  • Coverage through OneAmerica

  • Must be actively at work on the effective date

  • If electing Voluntary Term Life outside of initial enrollment period, health questions will be required

  • Employee must elect coverage on themselves in order to cover spouse and/or children

OneAmerica Website Link

 

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

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Phone: 866-433-7661 (Option 5)

Fax: 770-394-0333

The Madison County Schools' Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD). easy.