VOLUNTARY TERM LIFE & AD&D

What is Life & AD&D Insurance?

Voluntary plans allow the employee to decide whether or not they want to enroll in life insurance and AD&D. The employee typically covers the premium costs for any voluntary coverage they elect. For voluntary plans, employers can typically determine a range of coverage amounts for their employees to choose from.

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Plan Rules:

  • Eligibility: Full-time employees working 20+ hours/week spouse, children up to age 26.

  • Coverage through OneAmerica

  • Must be actively at work on the effective date

  • If electing Voluntary Term Life outside of initial enrollment period, health questions will be required.

  • Employee must elect coverage on themselves in order to cover spouse and/or children

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Phone: 866-433-7661

Fax: 770-394-0333

The Madison County Schools' Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD). easy.