What is Voluntary Term Life & AD&D Insurance?

A financial protection plan which provides a cash benefit to a beneficiary upon the death of the insured. Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will still be met; goals like paying off mortgage, keeping a business running, and paying for college. AD&D coverage is included as a part of life insurance benefits, and will pay out a lump-sum death benefit in the event you or a covered loved one die accidentally or pass away later as the direct result of an accident. This plan also has a dismemberment benefit which provides an additional lump sum payment if an insured becomes dismembered in an accident.

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Plan Rules:

• Eligibility: Full-time employees working 20 or more hours per week, spouse & unmarried children up to age 26

• Coverage through OneAmerica

• Must be actively at work on the effective date

• If electing Voluntary Term Life outside of initial enrollment period, health questions will be required

• Employee must elect coverage on themselves in order to cover spouse and/or children

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OneAmerica Website Link

 

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5