VOLUNTARY TERM LIFE & AD&D
What is Life & AD&D Insurance?
Voluntary Term Life and Accidental Death and Dismemberment plans allow the employee to decide whether or not they want to enroll in life insurance and AD&D. The employee typically covers the premium costs for any voluntary coverage they elect. For voluntary plans, employers can typically determine a range of coverage amounts for their employees to choose from.
Plan Rules:
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Eligibility: Full-time employees working 20+ hours/week spouse, children up to age 26.
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Coverage through OneAmerica
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Must be actively at work on the effective date
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If electing Voluntary Term Life outside of initial enrollment period, health questions will be required.
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Employee must elect coverage on themselves in order to cover spouse and/or children
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One America Website: www.oneamerica.com
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
