VOLUNTARY TERM LIFE & AD&D
What is Life & AD&D Insurance?
Voluntary plans allow the employee to decide whether or not they want to enroll in life insurance and AD&D. The employee typically covers the premium costs for any voluntary coverage they elect. For voluntary plans, employers can typically determine a range of coverage amounts for their employees to choose from.
Eligibility: Full-time employees working 20+ hours/week spouse, children up to age 26.
Coverage through OneAmerica
Must be actively at work on the effective date
If electing Voluntary Term Life outside of initial enrollment period, health questions will be required.
Employee must elect coverage on themselves in order to cover spouse and/or children